Terrorism Insurance

Beech Underwriting provide a market leading solution for the placement of Terrorism Insurance for risks located within the UK and Europe, insuring both commercial and residential properties. Our stand-alone cover provides a flexible approach to effectively manage risk and is backed by Lloyd’s of London and A Rated capacity.  

  • Sabotage, threat and hoax cover automatically included
  • Capacity limits up to £455,000,000 any one location (Excess Layer placement can be sought for larger risks)
  • 30% Day One Uplift automatically included
  • No maximum schedule value
  • First loss limits available
  • Vast appetite for various industries and occupancies
  • Flexible covers that can be tailored to your clients requirements
  • Ability to insure properties on a selective basis. Pool Re requirement is you can’t select against & have to insure all properties
  • Policies can be issued in GBP, EUR and USD
  • Emergency hotel accommodation, emergency accommodation for domestic pets (Cats & Dogs only) and loss of metered water automatically included for residential risks
  • Non-Damage Denial of Access automatically included, sub-limit as per policy schedule
  • Loss of Attraction automatically included for commercial risks, sub-limit as per policy schedule
  • Utilities cover automatically included for commercial risks, sub-limit as per policy schedule
  • Brand Rehabilitation automatically included for commercial risks, sub-limit as per policy schedule
  • Seepage &/or Pollution &/Or Contamination clean up automatically included for commercial risks, sub-limit as per policy schedule
  • Increased limits for the above additional covers are available, subject to an additional premium
  • Option to include sub-limit for NCBR
  • Account Transfers Considered